A visual representation of a debate between education (symbolized by books and a graduation cap) and money (symbolized by Naira notes), with education appearing more prominent. education is important than money

10 Strong Debate points on education is important than money

If you are on the side arguing for the motion “education is important than money”, you’ve come to the right place. A lot of students just list their points, but to win a debate, you need to explain them with confidence and use logic that your opponents can’t break.

I’m here to give you the solid arguments that will make your opponents sweat. Let’s get straight to the winning points.

A visual representation of a debate between education (symbolized by books and a graduation cap) and money (symbolized by Naira notes), with education appearing more prominent.
education is important than money

10 Strong Points: Why Education is Important Than Money

Here are ten solid arguments you can adapt for your speech.

1. Education Lasts a Lifetime; Money Can Disappear

This is a powerful opener. Think about it.

Someone can win 10 million Naira on a sports bet today and be completely broke by next year if they don’t have the financial education to manage it.

But your education? Nobody can steal your degree, your skills, or your ability to think critically. It is a permanent asset that stays with you forever.

A side-by-side image showing someone upset over lost money and another person confident with their education, symbolizing the lasting value of knowledge.

2. It Builds the Knowledge and Skills for Real Success

Money is just a tool. Education is what builds the person who can use that tool.

Your time in school teaches you how to solve complex problems (like those tough maths questions), how to communicate your ideas clearly, and how to analyze situations.

This is the real “sabi” that separates a truly successful professional from someone who just got lucky.

3. Education Helps You Earn and Manage Money Well

This is the perfect counter-punch for your opponents.

They will shout, “Na money we go chop!” And your answer is: “Correct. But how will you make that money consistently, and how will you keep it?”

Education is the tree; money is the fruit. An educated person (like an accountant, doctor, or engineer) has a clear, professional path to earning a stable income. More importantly, they have the financial literacy to grow that money, not just spend it. This proves that education is important than money because it’s the source of sustainable wealth.

A person managing finances on a laptop, surrounded by books and Naira notes, illustrating how education leads to earning and managing money effectively.

4. It Promotes Real Independence and Confidence

Ever argued with someone who clearly doesn’t know what they are talking about? It’s frustrating for them, right?

Education gives you the confidence to stand on your own. You can make informed decisions about your life, your career, and your health without just following the crowd. That’s real power.

5. Education Opens Doors to Better, More Stable Jobs

This one is obvious, but you must say it clearly.

Just look at any job vacancy list in Nigeria. What do they always ask for? B.Sc., HND, or professional certifications. The Federal Ministry of Education helps set these standards for a reason.

They don’t put out a job ad saying, “Must have 5 million Naira in your account.” Whether you’re looking at the best Art Courses in Nigeria or complex science fields, education is the key that unlocks the door.

A hand holding a key (symbolizing education) opening a large door, revealing a bright path and symbolizing better job opportunities.

6. It Improves Your Social Status and Respect

Let’s be completely honest, this matters a lot in our society.

People treat you differently when they introduce you as “Engineer Tunde” or “Dr. Ada.” Education earns you a level of respect that money alone just can’t buy. A wealthy person might be seen as ‘just rich,’ but an educated person is seen as valuable to the entire community.

7. Education Leads to Smarter Life Decisions

This goes way beyond your career.

Good education helps you understand complex health information, spot “419” scams from a mile away, and make better choices for your family. A report from UNESCO clearly shows how education (especially for girls) leads to better health outcomes and a better quality of life for the whole family.

8. It Supports Personal Growth and Mental Freedom

Education isn’t just about passing JAMB and getting a certificate. It’s about opening your mind.

It frees you from ignorance. You learn about other cultures, new ideas, and different ways of seeing the world. It helps you grow as a person and question things, which is the foundation of a free society.

A conceptual image of a head surrounded by symbols of growth, creativity, and knowledge, representing personal growth and mental freedom through education.

9. Education Fosters the Innovation and Creativity We Need

Where do new ideas come from? Educated minds.

The people building the next Paystack or Flutterwave, finding new ways to improve farming, or writing award-winning novels are all using their education. Money can fund an idea, but education is the source of the idea in the first place. Great centres of learning, like the University of Ibadan, are built specifically to create these innovative thinkers.

10. It Ensures Long-Term Stability Over Short-Term Wealth

This is your strong closing point.

Money is volatile. It can be here this month and gone the next (just ask anyone who invested badly or got hit by inflation).

An education, however, provides long-term stability. You have a skill, a profession. Even if you lose one job, your education and your skills give you the tools to get another. It’s the ultimate insurance policy for your future.

A visual contrast between an unstable stack of money and a firmly rooted tree with educational symbols, representing long-term stability through education.

FAQs (Frequently Asked Questions)

How do I even start this debate?

Great question. Your opening is critical. You need a strong, confident greeting that grabs the judges’ attention. We have a whole guide on how to start a debate greeting in secondary school that will make you stand out.

What’s the strongest argument my opponent will use?

They will 100% say, “You can’t even go to school without money!” or “What about Bill Gates? He dropped out and is a billionaire!”

Your counter: “That’s an excellent point. Money is a tool to get an education, but it is not the goal. And for every one Bill Gates, there are millions of dropouts who are struggling. It’s a very risky gamble. Education is the safer, more reliable path to success for almost everyone.”

So are you saying money is not important at all?

No, and don’t make that mistake in your debate. That’s a weak argument.

The topic isn’t ‘education is good and money is bad.’ The topic is that education is more important. Acknowledge that money is necessary, but then prove why education has a deeper, more lasting value.

Want to really impress the judges? Try dropping one or two of these brilliant debate proverbs into your speech.

Final Advice

Alright, you have the points. You have the proof that education is important than money.

The key now is delivery. Speak clearly, be confident, and look your judges and opponents in the eye. Remember, you’re not just arguing—you’re educating them on why your motion is the correct one.

Go and win this!


What other debate topics give you trouble? Drop them in the comments below!

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